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Klarna & Clearpay

Flexible Payment Options with Klarna and Clearpay | Boinclo Ltd

Buy Now. Pay Later with Klarna

Get what you love and choose how you pay with Klarna. Klarna allows you to spread the cost of your purchase over three equal installments, paid every 30 days. No interest, no fees when you pay on time.

How it Works:

Pay in 3 Installments: Spread the cost of your purchase into 3 equal payments. The first payment is taken at checkout, and the remaining two payments are automatically charged every 30 days.

Pay Later in 30 Days: Make your purchase today and pay in full up to 30 days later. No interest, and no fees as long as you pay on time.

Important Information:

  • Klarna’s “Pay in 3” and “Pay in 30 days” options are not regulated by the Financial Conduct Authority (FCA).
  • Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit.
  • Klarna is available only to UK residents aged 18+ and is subject to financial status. Terms and conditions apply.

Learn more at Klarna Terms and Conditions

Shop Now. Pay Later with Clearpay

Clearpay allows you to pay for your purchase over four equal installments, due every two weeks. It’s a simple and interest-free way to manage your spending.

How it Works:

Pay in 4 Fortnightly Installments: Your purchase will be split into four equal payments. The first payment is taken at checkout, and the remaining three are charged automatically every two weeks.

Eligibility: To use Clearpay, you must be 18+ and a permanent UK resident, excluding the Channel Islands. Clearpay is not available for purchases under £24.

Important Information:

  • Clearpay lends you a fixed amount of credit to pay for your purchase over four installments.
  • Late fees apply if a payment is missed. A £6 late fee is charged initially, with an additional £6 if it remains unpaid 7 days later.
  • Clearpay is a credit service that is not regulated by the FCA.

Learn more at Clearpay Terms and Conditions

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